§Estoppel ClockFlorida · Chapter 720
Florida

You asked for the estoppel. They have 10 business days.

A Florida association has to issue an estoppel certificate within 10 business days of a written or electronic request, and has to publish who to send that request to. Closings slip when it does not arrive. Enter your request date and find out where you stand.

Free deadline checkEnglish · EspañolFla. Stat. 720.30851, citedNothing is stored
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Free first look

When did you request it?

The date of the written or electronic request, and who you sent it to.

Free. Takes a few seconds.

Why this exists

A late estoppel certificate delays a closing, and most sellers do not know there is a deadline at all.

The statute is specific: 10 business days from a written or electronic request, and the association has to publish who that request goes to. Knowing the date you are entitled to have it by is most of the leverage.

How it works

Three steps, about a minute

01

Enter the request date

The day you sent the written or electronic request.

02

See the count

Ten business days, counted out so you can check it.

03

Send the follow-up

In the paid version, a dated letter quoting the requirement.

Plans

Free to try. Paid to keep.

The first answer is free and always will be.

One closing
$19one closing

The count, the follow-up letter, and a note for the closing file.

  • Business-day count, shown
  • Dated follow-up to the association
  • Closing-file record
  • English and Spanish
Title & realty offices
$99per year

For an office chasing estoppels every week.

  • Unlimited closings
  • Templates on file
  • Team access
  • Priority support

No account for the free version. Payment is handled by Stripe; we never see a card.

Common questions

How does Estoppel Clock decide if the association is late?

You enter the date you sent your written or electronic request, and the tool counts the 10 business days set out in Fla. Stat. 720.30851 — the same law that requires each association to publish who those requests should go to. It then tells you whether that deadline has already passed. It doesn't guarantee the association will comply; it only explains what the statute says and helps you draft a follow-up. This is not legal advice.

Is it really free? Is what I paste stored?

The tool's own description calls it free, but the site also lists two paid plans: $19 for one closing and $99 a year for title and realty offices. The material doesn't spell out what the free version covers versus what requires payment, so check the pricing before relying on any number here. It also doesn't state whether what you type in is stored, so treat that as unconfirmed and only enter what you're comfortable sharing.

What happens if the association misses the 10-business-day deadline?

Estoppel Clock counts the statutory deadline and can draft a follow-up letter for you, but it cannot force the association to act. Fla. Stat. 720.30851 sets the 10-business-day requirement, but the material here doesn't describe a specific penalty for missing it. For anything that turns contested, talk to a Florida community association attorney.

I live in a condo, not an HOA — does this apply to me?

No. This tool is built around Chapter 720 of the Florida Statutes, which governs homeowners' associations. Condominium estoppel certificates fall under Chapter 718 and follow their own rules, so you should not rely on this tool's answers for a condo.

I got a violation notice or a fine — can this tool help with that?

No, Estoppel Clock only deals with the estoppel certificate deadline when selling a home. For a violation notice or a fine, use the HOA violation responder tool instead.

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